SMARTNOTETM

 

SERIES 2030 HIGHLIGHTS

Stable, Income-Focused Asset-Backed Investment

Financial interests aligned with the developer to maximize Property Value.

  • Offering Size: US$10,000,000
  • Minimum Investment: US$50,000
  • Interest Rate: 9.5%
  • Retention Bonus: 3.0% (after 12 month hold)
  • Term: Flex (9 months-10 years)
  • Who Can Invest: Accredited Investors
Download Term Sheet

SMART OPPORTUNITY

 

The SMART NOTE™ Series 2030 offers accredited investors a balanced opportunity to earn steady monthly income through a diversified pool of short- to medium-term secured receivables. Issued by Beacon Consumer Holdings LLC, this private placement combines predictable fixed income with a unique retention bonus for longer-term holders — all backed by tangible, income-producing assets.

Target Return: 12.5%*

Security: Fully collateralized by the Company’s ownership of receivables secured against real-world assets.

Fixed Interest Rate: 9.5%

Retention Bonus: 3.0% (earned after 12 months)

SERIES 2030 HIGHLIGHTS

Purpose of Funds

100% of proceeds are invested directly into secured receivables, generating double-digit effective returns through diversified, asset-backed lending. These receivables, typically ranging from 3 to 48 months, produce steady cash flows that fund investor interest and redemptions.

Collateral Overview

he Series 2030 Notes are fully collateralized by the Company’s ownership of receivables secured against real-world assets — including residential and commercial real estate, marine vessels, aircraft, and vehicles. Each receivable is fully ensuring continuous performance monitoring and monthly reporting.

Structure and Credit Protection

  • Senior Ranking Notes: Investors enjoy priority repayment rights

  • Excess Spread & Overcollateralization: Built-in protection against potential credit losses

  • Diversified Asset Pool: Exposure across multiple secured asset classes

  • Professional Oversight: Managed by IP Group LLC.

Why SMARTNOTE

  • Attractive monthly cash yield plus retention incentive

  • 100% of proceeds invested directly into performing receivables

  • Backed by real assets with strong underlying collateral

  • Flexible redemption and reinvestment options

  • Transparent reporting and professional management

Investor Snapshot

  • Target Yield: 12.5% (9.5% + 3.0% retention bonus)

  • Term: Flexible – 9 months + with 90 day early redemption option.*

  • Collateral: Diversified receivables backed by tangible assets

  • Minimum Investment: $5,000

  • Total Offering Size: $10,000,000

Download Term Sheet
WHY CHOOSE SMARTNOTES?
Operating with honesty, integrity and full transparency.
Our Mission

To provide a secured, alternative investment structure in private placement issuers.