SMARTNOTETM
SMARTNOTETM
High-Yield, Short-Term Asset-Backed Investment
A secured rezoning financing in Sevenoaks, Kent in the United Kingdom.
Financial interests aligned with the developer to maximize Property value.
The SMARTNOTE™ Series 2026 Bridge Notes offer accredited investors a unique opportunity to earn an exceptional 14.9% annualized return through a fully collateralized, short-term investment vehicle. Funds raised through this limited private placement are used to finance high-quality, asset-backed receivables — secured by real estate, marine, aviation, and vehicle assets — managed by IP Group LLC under a rigorous credit framework.
Fixed Interest Rate: 14.9%
Term: Guaranteed 6-month minmimum
Collateral: Secured against real assets — including real estate, marine vessels, aircraft, and vehicles
The SMARTNOTE™ Series 2026 Bridge Notes offer accredited investors a unique opportunity to earn an exceptional 14.9% annualized return through a fully collateralized, short-term investment vehicle. Funds raised through this limited private placement are used to finance high-quality, asset-backed receivables — secured by real estate, marine, aviation, and vehicle assets — managed by IP Group LLC under a rigorous credit framework.
Purpose of Funds
100% of investor proceeds are allocated directly to financing secured receivables. The receivables pool generates a minimum 18% effective annual return, providing an ample margin and credit buffer that supports interest and principal payments to investors.
Collateral Overview
The SMARTNOTE™ Series 2026 Bridge Notes are fully backed by receivables secured against real assets — including real estate, marine vessels, aircraft, and vehicles — with average terms ranging from 3 to 12 months. Principal and interest payments received on these receivables fund ongoing investor distributions and note redemptions.
Structure and Credit Protection
Senior Ranking Notes: Holders enjoy first priority payment rights.
Excess Spread Protection: Interest income above note obligations is retained to absorb potential losses.
Overcollateralization Buffer: Secured asset values exceed financed amounts, providing additional protection.
Servicing & Oversight: Managed by IP Group LLC, with reporting by Beacon Portfolio Servicing Inc.
Liquidity and Repayment
Interest Payments: Paid monthly, with reinvestment optional.
Prepayment Option: Notes may be repaid after 6 months with 30 days’ notice, without penalty.
Maturity: Expected repayment December 31, 2026; final outside date December 31, 2027.
Why SMARTNOTE™ 2026 Bridge Series
Attractive double-digit fixed return
Collateralized by diversified, real-world assets
Professionally managed by a trusted issuer
No deductions or management holdbacks
Transparent monthly reporting and investor updates
Investor Snapshot
Target Yield: 14.9% annually
Term: Minumum 6-months. Up to 12 months (bridge cycle)
Collateral: Real asset-backed receivables
Minimum Investment: $5,000
Availability: Limited to $500,000 total issuance