SMARTNOTETM
A secured rezoning financing in Sevenoaks, Kent in the United Kingdom.
Financial interests aligned with the developer to maximize Property Value.
The SMARTNOTE Series Sevenoaks offering provides accredited investors with the opportunity to participate in a professionally managed, asset-backed investment linked to a prime property in the United Kingdom. Funds raised through this limited private placement are used to acquire and enhance a first secured mortgage on 8.6 acres of freehold land in Sevenoaks, Kent — one of England’s most desirable growth corridors.
Target Return: 50%* +
Security: First Mortgage on the Property.
Fixed Interest Rate: 7.5%
Profit Participation: 20% of the sale proceeds will be allocated as a yield enhancement upon the approval and rezoning of the Property.
Purpose of Funds
100% of proceeds are invested directly into the Sevenoaks property and its development plan. Capital raised will be used to refinance the existing first mortgage and to secure planning approvals and reposition the land for higher-value use — targeting a resale in the range of US$2.6–$3.3 million.
Location Advantage
The property sits in Wrotham, Sevenoaks, Kent, strategically positioned near the M20/M26 corridors, with fast rail links to London and proximity to the Dartford Tunnel and Channel crossings. Demand for new housing in Kent is soaring due to acute housing shortages and forthcoming zoning reforms — creating a powerful tailwind for property value growth.
Exit Strategy
Upon successful planning approval and sale of the land, investors receive:
Full repayment of principal
Accrued 7.5% interest
A 20% share of net sale proceeds of the Property
Why SMARTNOTE
100% of funds go toward the asset and development plan
Managed by IP Group LLC, with SJD Projects Ltd. (UK) serving as development advisor
Transparent quarterly reporting
Fully collateralized structure with no dilution or subordination
Investor Snapshot
Target Return: Attractive combination of fixed income + profit share
Security: Backed by real UK real estate with first lien protection
Accessibility: Simple subscription process and quarterly updates
Term: 5 years or earlier upon sale event